A fellow from Clan Donald whose name I never did get (and his daughter Jeanette) demonstrated how to put on a kilt for me and my mom at the Scottish Games in Pleasanton, CA on September 4, 2005. I figured since there are no comprehensive photos of how to put on a kilt online right now, I might as well post some. For better instructions textwise than I can give, I recommend reading this site.
Jeannette and my mom (who's helping out) start folding pleats about every four squares or so in the middle of the kilt fabric.
You're supposed to lie down so that the kilt is around knee-length- not too short or too long.
After the burrito wrap comes the "wrestle the belt underneath all that fabric" dance. Which may or may not be easier than lying the belt down under all the pleating and then trying to find it upon lying down.
Hooray! The sucker's on!
But seriously, here comes the part where the top of it gets adjusted around.
Here's the excess fabric, which (on cooler days) can easily be draped over the shoulder.
But this is Pleasanton in September, so it isn't a cooler day, and that's not gonna happen.