So I'm reading through this letter on Salon and to be honest, I'm sympathizing with the writer. (Cary's answer seems to be well, lots of hot air today. I hate when he has those helium days, or whatever.) Her mother-in-law is massively in debt and apparently too flaky to do much about it or care, and she (rightly, I think) suspects she and her husband are going to be stuck with mommying/bailing out/financially support his mother.
"She is not financially stable and never has been. She is massively in debt, not just with maxed-out credit cards but with piles of student loans, and has always lived paycheck to paycheck. Without warning, last year she decided she didn't like her job and quit. Just quit, without having another one lined up! She planned to work for her sister just for the summer while she looked for another job.
I don't have to tell you that we were appalled. We're 20 years younger and would never, ever take a chance like that. People our age (late 20s) are struggling to find jobs; we don't know why she assumed she could just find another one instantly. Especially since, quite frankly, she's a strange woman. (She calls herself "eccentric.") She does not interview well. She refuses to dress for an interview, wearing shabby dresses and sandals. In the past year she has had a total of five interviews. No one, of course, has hired her. We don't think she'll ever find another job.
My husband and I are sick with worry because she simply does not make enough to cover her incredible expenses. One of my husband's sisters has told us that creditors are constantly calling her apartment, and that her kitchen is empty ... she doesn't have the money to buy food. We're worried for her, but we're ashamed that we're mostly worried about us. We're terrified that she will ask to live with us, or for financial support that we can't give. She will not listen to our tactful advice on wearing the right interview clothes. She will not check out any of the job Web sites we tell her about. She will not consider taking a job that isn't in her "dream field," even temporarily. I personally am so angry that she's put herself into this situation. And I'm even angrier because despite the fact that there are two other children, the burden seems to be on us, and not on my husband's sisters.
We feel that our hard-earned future is going to be, if not ruined, then seriously compromised by her complete lack of responsibility. My husband is beside himself over what to do if she does ask us for help. Neither one of us would be happy with her living with us -- it would be horrible -- but could we really say no? I can only say so much -- it's not my mother."
So I started reading the Table Talk discussion (starting here) and I'm getting annoyed with it. People are bitching that if her husband's job is so good they should be able to shell out for Mom, no problem (hello,wouldn't you think the letter writer would know if they can afford to float Mom forever or not?), that she's being mean, that it's his mother and they should be shelling out because it's his mother, wishing something bad would happen to her so she would know what it's like to be needy, etc. Harsh.
My thoughts:
(a) Just quitting a job with no SO to pay for your ass and not getting another job first and not being eligible for unemployment = REALLY REALLY REALLY BAD IDEA. (Hell, that's the fight that led to my last ex and I breaking up.) Sorry, but it's STUPID. Unless your job's about to drive you to suicide, this is NOT A GOOD IDEA.
(b) Likewise, she's shooting herself in the foot a bunch of different ways when it comes to jobhunting. Which is ridiculous, and to me kind of smacks of "I just don't want to FIND a job." (Yeah, dealt with this before too, with several people. If a job has to jump through fifty hoops before you'll be arsed to apply for it, methinks you just don't want to work.)
(c) There's always one sibling that somehow gets stuck with taking care of the relatives. God knows my mom's always been that one (and somehow has ended up even doing that on my dad's side of the family). The other siblings can always just flake out, not do anything, what have you- you can't force them to help if they don't want to, and there's usually one person who feels the guilt enough that they have to help, even if it makes them keel over. I've seen that just a wee bit too much at home.
(d) Since it's not her mother, yeah, she's not going to have that much control over what happens. If hubby is adamant that they support his mother, then that'll probably happen. Doesn't sound like he wants to be stuck with that job, but he'll end up with it out of guilt.
(e) You can't make his mother freaking shape up and get a job and take care of her own ass if she doesn't want to do it. Especially if she decides she wants to be taken care of. So at some point, you either give in or you give the tough love and refuse to help. It's ugly, but that's what happens. She hasn't asked yet, but I think at some point she's gonna dig herself deep enough and she'll have to.
(f) And finally, my point is pretty well summarized here. "I think there's a big difference between the obligation to take care of your parents because they are sick or old and an obligation to take care of a parent because they are irresponsible. If she becomes completely broke and indebted, then guess what Mom, time to lower your dream-job standards and get something to pay the rent."
It's one thing to be completely stuck with the burden of someone who can't take care of themselves. It's quite another to be completely stuck with the burden of someone who COULD but WON'T. And encouraging them not to take care of themselves by giving them free room and board, paying their debts for them, what have you, isn't going to make them get on their feet and stop sponging off you any time soon. Maybe his mom does need to hit rock bottom to get the clue that she will have to lower her standards and improve her behavior to get a job.
In short, if they help this woman out, I hope they don't help her out too much. That way leads to financial hosing and much resentment.